DriveTime used cars make it easier to get approved and on the road, especially if you have bad or limited credit and need a reliable vehicle quickly.
Check DriveTime Used Car Financing & Approvals
Search DriveTime Used Cars for Sale
Used Car Values
DriveTime focuses less on public “book value” and more on affordable monthly payments and in-house financing tailored to your profile, using income, stability, and vehicle selection to structure deals instead of just your credit score. Typical down payments range from about $995 to $2,500 depending on income, vehicle price, and credit, with loan terms often between 36 and 72 months. Because DriveTime specializes in subprime and bad credit auto loans, their prices may be slightly higher than private sales, but they include reconditioning, a history report, and structured payment plans that can help rebuild your credit over time.
Every DriveTime used car, truck, or SUV comes with a free AutoCheck history report plus a list of features and safety ratings, which helps you understand what you’re paying for and how it compares to typical market prices. To make sure you’re getting fair value, many buyers compare DriveTime’s price with external guides (like KBB) and then weigh that against the benefit of easier approval and bundled protections.
Finding Vehicles for Sale
DriveTime used cars are available through a nationwide online inventory of roughly 10,000+ vehicles and more than 140–145 dealerships across many U.S. states, all focused solely on used vehicles. You can search by make, model, year, price, mileage, or MPG, see detailed photos, and get a guaranteed price for each unit before stepping into a dealership. The mobile app on Google Play and the App Store lets you browse anytime, view real financing terms, and locate nearby DriveTime lots in just a few taps.
DriveTime is known for helping shoppers with poor or limited credit, including people coming out of bankruptcy, by using a proprietary approval process that looks at income and stability and has already financed millions of customers nationwide. Customers can often see their approval amount, starting down payment, and estimated monthly payment online in a couple of minutes, so they can shop cars that actually fit their budget before visiting a store.
| Feature | DriveTime Benefit | Good To Know |
|---|---|---|
| Inventory | 10k+ used cars across 140+ dealerships, all used-focused. | Selection can vary by state; some models may sell quickly. |
| Credit Flexibility | Specializes in bad/limited credit approvals. | Rates may be higher than prime lenders. |
| History & Safety | Free AutoCheck history reports on every unit. | Still wise to get an independent inspection. |
| Online Pre-Approval | 2–3 minute online application with real terms shown. | Approval depends on income, stability, and vehicle choice. |
| Return & Warranty | 5-day return window and 30-day/1,500‑mile limited warranty. | Return requires mileage and condition limits to be met. |
Safety, Warranty, and Smart Buying Tips
DriveTime offers a 5‑day, no‑questions‑asked vehicle return policy, giving you a short window to drive the car in your daily routine and return or exchange it if it doesn’t fit your needs. To qualify, you usually must keep mileage under a few hundred miles (commonly around 250–300) and return the vehicle in the same condition with all paperwork and accessories. In addition, DriveTime vehicles typically come with a 30‑day/1,500‑mile limited warranty, which adds coverage for early mechanical issues right after purchase.
Smart tips when buying from DriveTime used cars include:
- Use the online pre‑approval to understand your real budget before shopping.
- Review the free AutoCheck report for prior accidents, title issues, or major events.
- Take a thorough test drive on city streets and highways during the 5‑day window.
- Consider refinancing with another lender after 12–18 months if your credit improves, to reduce your APR and total interest cost.
Realistic Customer Reviews
“After being turned down by two banks, DriveTime approved me in minutes and I drove off in a 2019 SUV with payments I can handle. The process felt much less judgmental than traditional dealers.”
“I used the DriveTime app to see my down payment and monthly payment before going in, and there were no surprises at the store. The 5‑day return policy made me comfortable enough to say yes.”
“My credit was under 550 and I still got financed. I plan to refinance after a year, but DriveTime got me back on the road when nobody else would.”
Strong Call-to-Action
If you need a car and your credit is holding you back, DriveTime used cars can help you get approved quickly and start rebuilding your score with on‑time payments. Apply online in minutes, then visit a nearby dealership to test drive and take advantage of the 5‑day return and 30‑day limited warranty. For personal assistance, contact DriveTime support at 1‑800‑965‑8042 or through the contact form on drivetime.com.
FAQ
Does DriveTime work with bad credit?
Yes. DriveTime specializes in customers with poor or limited credit and looks at income and stability rather than only your credit score, so even scores below 500 may qualify in some cases.
What kind of down payment do I need at DriveTime?
Typical down payments range roughly from $995 to $2,500, depending on your credit profile, chosen vehicle, and income.
What is DriveTime’s return policy?
DriveTime generally offers a 5‑day return or exchange policy, as long as you stay under the mileage cap (around 250–300 miles) and keep the car in original condition with all paperwork and accessories.
Does DriveTime report to credit bureaus?
Yes. DriveTime‑financed loans are usually reported to the three major credit bureaus, which can help you build or rebuild credit with consistent, on‑time payments.
How many DriveTime used cars are available?
DriveTime typically lists over 10,000 used cars, trucks, and SUVs nationwide across more than 140–145 dedicated used‑car dealerships.
