You can pay your Auto-Owners Insurance bill online (with or without an account), via the mobile app, by phone, or through your local independent agent.
Online Payments
- Guest “Pay Now” (no login):
- Go to https://www.auto-owners.com/pay-your-bill.
- Use the Pay Now option to make a one-time payment without creating an account.
- Customer Center (full access):
- Sign in at **https://customercenter.auto-owners.com/cp/sign-in**.
- View bills and documents, set up recurring payments, change payment methods, and enroll in paperless billing (eligibility for a Green Discount).
Online payments support major credit/debit cards and bank withdrawals (varies by policy type).
Mobile App
- Install Auto-Owners Mobile for iOS or Android.
- Log in with your Customer Center credentials.
- You can:
Phone Payments
Call the appropriate number for your policy type:
- Auto, Home & Business: 1‑800‑288‑8740
- Life & Disability: 1‑888‑970‑0415
- Mortgage Billing & Coverage: 1‑855‑229‑5303
Have your policy number and billing account details ready.
Third-Party (doxo) and Local Agents
- doxo:
- Local independent agent:
- Find contact info via the Auto-Owners “Contact Us / Find an Agent” tools and get help with billing questions, missing bills, or account setup.
Savings and Paperless Billing
Enrolling in paperless billing and paying premiums online through Customer Center can qualify you for Auto-Owners’ Green Discount on eligible policies.
Quick FAQs
1. How do I pay without creating an account?
Use the Pay Now one-time payment option on the “Pay Your Bill” page.
2. Can I set up automatic payments?
Yes, through the Customer Center you can set up recurring payments from a card or bank account.
3. Who do I call if there’s a billing issue?
Call 800‑346‑0346 (general) or the specific billing numbers above, or contact your local independent agent.
Would you like help figuring out which number to call based on whether your policy is auto/home, business, or life?
