TD Auto Finance, a division of TD Bank, N.A., provides auto loans and lease financing to consumers throughout the United States. Managing your monthly payments on time helps maintain good account standing, avoids late fees, and protects your credit score.
TD Auto Finance offers secure online options for one-time payments, recurring AutoPay, phone support, and traditional mail remittances—all fully verified and current as of April 2026.
For quick one-time or recurring payments, visit https://www.tdautofinance.com/ to register or log in to your account. For direct access to the payment portal and account management tools, go to https://www.tdautofinance.com/app/index.html#!makemypayment.
Official Payment Links
- https://www.tdautofinance.com/ — TD Auto Finance homepage. Register for a new online account or log in to make one-time payments, set up AutoPay, view statements, and manage your auto loan or lease.
- https://www.tdautofinance.com/app/index.html#!makemypayment — Direct payment portal. Schedule one-time, future-dated, or recurring electronic payments from your bank account after login.
Online Account Payments & One-Time Options
TD Auto Finance requires registration for online payments through its secure portal. New users register using your email address, Social Security Number (or EIN), and Vehicle Identification Number (VIN) or account number. Once logged in, you can make immediate one-time electronic payments via ACH from your checking or savings account.
The system also supports principal-only payments and future-dated options up to 31 days in advance. Payments are processed the same day or next business day depending on cutoff times, with real-time confirmation in your account dashboard. No convenience fees apply for standard ACH payments.
AutoPay – Recurring Automatic Payments
Enroll in AutoPay directly in your online account to automatically draft your monthly payment (full balance or minimum due) from a linked bank account. You can choose monthly or bi-weekly schedules and modify or cancel the recurring setup anytime before the scheduled date. AutoPay is the recommended method to ensure on-time payments and avoid late charges. The portal also allows you to review payment history and download statements for up to 24 months.
Pay by Phone
Call TD Auto Finance customer service at 1-800-556-8172, available 24 hours a day, 7 days a week. Trained representatives can assist with one-time payments, payment arrangements, or account questions. Have your account number, payment details, and bank information ready. Phone payments are processed electronically and post quickly to your account. For error resolution on electronic transfers, use the dedicated line 1-800-493-7562.
Mail Your Payment
For check or money order payments, send a personal check or cashier’s check payable to “TD Auto Finance.” Include your account number and payment stub if available. Allow 7–10 business days for processing to ensure the payment posts by the due date. Mail to the official remittance address: TD Auto Finance P.O. Box 9223 Farmington Hills, MI 48333-9223
This address is confirmed in official account statements and the Online Account Service Agreement. Do not send cash. For payoff quotes or full loan payoffs, use the separate address listed on your payoff statement (typically TDAF, P.O. Box 16039, Lewiston, ME 04243).
Customer Service & Support
Contact TD Auto Finance at 1-800-556-8172 for billing inquiries, payment assistance, hardship options, or to report issues. The line operates 24/7 for urgent matters. General correspondence, including written payment cancellation requests, should be mailed to: TD Auto Finance ATTN: Customer Resolution Department P.O. Box 9223 Farmington Hills, MI 48333-9223
There are no in-person payment locations or retail partners for TD Auto Finance accounts. All transactions are handled online, by phone, or by mail. For the latest account-specific details, always log in to your secure portal or refer to your monthly statement.
TD Auto Finance continues to prioritize digital convenience while maintaining traditional options for members who prefer them. Using the verified official channels ensures secure, timely processing and helps avoid service disruptions or credit impacts.
Frequently Asked Questions (FAQs)
Q: Does TD Auto Finance offer a guest pay option without registering an account? A: No true guest pay is available. You must register for an online account at https://www.tdautofinance.com/ using your email, SSN, and VIN to make one-time payments.
Q: What is the mailing address for regular TD Auto Finance payments? A: TD Auto Finance, P.O. Box 9223, Farmington Hills, MI 48333-9223. Always confirm the exact address on your current statement.
Q: What phone number should I use to make a payment or get help? A: Call 1-800-556-8172 (24/7). For electronic transfer errors, use 1-800-493-7562.
Q: Can I set up AutoPay for automatic monthly drafts? A: Yes. After logging into your account at https://www.tdautofinance.com/, enroll in AutoPay to automatically pay your balance from a linked bank account.
Q: Are there fees for online or phone payments? A: Standard ACH payments through the portal have no convenience fees. Phone-assisted payments may have processing fees—confirm with the representative.
Q: How do I register for online account access? A: Visit https://www.tdautofinance.com/, click Register, and provide your email, SSN/EIN, and VIN or account number. Confirm registration within 48 hours.
Q: What is the separate address for loan payoffs? A: Use TDAF, P.O. Box 16039, Lewiston, ME 04243 (standard mail) or the overnight lockbox at 6 Atlantis Way, Lewiston, ME 04240. Request a payoff quote online first.
Q: Where can I find my TD Auto Finance account number? A: It appears on every monthly statement, the online dashboard after login, or any official correspondence from TD Auto Finance.
